PAYMENT AND INSURANCE
Highmark / Blue Cross Blue Shield
United / Optum
Self-Pay / Private-Pay or Out of Network (OON)
What is Self-pay? Also called private-pay, can include people without insurance, those who wish not to use their insurance, or people who have insurance that covers out-of-network providers. Those who are doing self-pay are responsible for the cost of therapy.
What if I'm using out-of-network coverage? We can work together to contact your insurance to get more information about your coverage and eligibility. There are two possible ways to cover the cost of sessions:
You can pay directly through the client portal, and submit a "superbill" (a receipt) to your insurance for reimbursement. Superbills are automatically generated monthly, but I can send you one after each payment if you prefer.
I can set up electronic non-provider billing with most insurance companies. There may be a copay or deductible depending on your insurance.
How to pay? Payment can be made by credit card through the "Client Portal," which offers secure, HIPAA compliant transactions. This can be used for self-pay, or any deductible or copay that you might owe, depending on your insurance coverage. The portal offers an auto-pay feature if you choose to use it, and automatically sends invoices the day after the session, or after insurance requests your copay/deductible. I can also accept cash or check. Please refer to the "Contact Me" page if you have questions about payment or reimbursement.